The decision to move a family member or loved one into a nursing home is one of the most difficult decisions you can make. There could be a variety of reasons why the move is needed. Perhaps the loved one has a progressive disease such as Alzheimer’s. Perhaps they have had a stroke or heart attack. Regardless of the reason, those involved are likely to be under great stress.
The major question is this: how can you help your loved one get the nursing home care he or she needs, and deserves, while preserving the family assets?
Tacoma Elder Care can help. We offer advice on the options available to you in your specific situation and can help explain the pros and cons of each option. Contact us to schedule a consultation so we can help you in this important time.
Washington Medicaid Definition
In the state of Washington, Medicaid is called Washington Apple Health or simply Apple Health. Medicaid is a health insurance program for low-income, low-asset individuals, and is jointly funded by the state and the federal government. While Medicaid covers individuals of all ages, here at Tacoma Elder Care we focus primarily on Medicaid eligibility for elderly Washington residents (65 years of age and older), and long-term care. Long-term care can be provided in one’s home, a nursing home, an adult family home (adult foster care), or an assisted living facility.
Income & Asset Limits for Eligibility
There are several different Medicaid long-term care programs for which Washington seniors may be eligible, and these programs have slightly varying eligibility requirements and benefits. Further complicating eligibility is that the eligibility rules vary for a single individual versus a married couple, and that Washington offers multiple pathways towards eligibility as listed below:
The major question is this: how can you help your loved one get the nursing home care he or she needs, and deserves, while preserving the family assets?
Tacoma Elder Care can help. We offer advice on the options available to you in your specific situation and can help explain the pros and cons of each option. Contact us to schedule a consultation so we can help you in this important time.
Washington Medicaid Definition
In the state of Washington, Medicaid is called Washington Apple Health or simply Apple Health. Medicaid is a health insurance program for low-income, low-asset individuals, and is jointly funded by the state and the federal government. While Medicaid covers individuals of all ages, here at Tacoma Elder Care we focus primarily on Medicaid eligibility for elderly Washington residents (65 years of age and older), and long-term care. Long-term care can be provided in one’s home, a nursing home, an adult family home (adult foster care), or an assisted living facility.
Income & Asset Limits for Eligibility
There are several different Medicaid long-term care programs for which Washington seniors may be eligible, and these programs have slightly varying eligibility requirements and benefits. Further complicating eligibility is that the eligibility rules vary for a single individual versus a married couple, and that Washington offers multiple pathways towards eligibility as listed below:
- Institutional / Nursing Home Medicaid – is an entitlement, which means if one is eligible, assistance will be received, however, services are provided only in nursing homes.
- Medicaid Waivers / Home and Community Based Services (HCBS) – allow only a select number of participants for enrollment. Waiting lists may exist. Services are provided at home, adult day care, adult family home, or in assisted living.
- Regular Medicaid / Aged Blind and Disabled – is an entitlement, meaning anyone who meets the eligibility requirements may be able to receive benefits. Services are provided at home or adult day care.